A family friend once said, “Goals that are not written down are rarely achieved.”  When I first heard this statement I did not think much of it.  Nevertheless, I decided to give it a try.  About a year ago, I started writing my goals down and then referring back to them periodically to track my […]

Most people will make one or more “new year resolutions” on or before January 1st.  Unfortunately, many of these people will never fully realize their goals, even though they try their hardest to do so.